Non-Lucrative Residence in Spain

Non-Lucrative Residence in Spain: Live Legally Without Working, Backed by Legal Expertise

Obtaining a non-lucrative residence permit in Spain is an excellent option for non-EU nationals who wish to live legally in the country without engaging in any employment. Whether you are currently in your country of origin or temporarily staying in Spain, this residence authorisation allows you to settle with peace of mind, provided you can demonstrate sufficient financial means.

This article explains how to obtain this type of residence permit, who is eligible, what requirements must be met, and—most importantly—why having the support of specialised immigration lawyers can make a decisive difference in the approval of your application.

What is the Non-Lucrative Residence Permit?

The non-lucrative residence permit is an authorisation to reside in Spain for one year, renewable thereafter, without carrying out any professional or employment activity. It is specifically designed for individuals with stable income streams originating from outside Spain (such as pensions, rental income, investments, etc.).

Who Can Apply?

This residence authorisation is intended for non-European Union nationals who:

  • Intend to reside in Spain for more than 90 days.
  • Do not intend to undertake any employment or professional activity in Spain.
  • Can demonstrate sufficient financial means to support themselves throughout their stay.
  • Take out private health insurance with no copayments or waiting periods.

👉 It can be applied for from abroad (via the relevant Spanish consulate), and in some cases, from within Spain itself—although this requires careful legal analysis.

What Requirements Must Be Met?

The key requirements are as follows:

  • Sufficient financial means: a minimum monthly income equivalent to 400% of the IPREM for the main applicant, plus 100% for each dependent. In 2025, this translates approximately to:
    • €2,400 per month (or €28,800 per year) for one person.
    • +€600 per month (€7,200 per year) per accompanying family member.
  • Private health insurance in Spain, with full coverage, no copayments, and no waiting periods.
  • A medical certificate stating that the applicant does not suffer from any illness that may have serious public health implications.
  • Clean criminal record certificates from all countries of residence within the last five years.
  • Proof of accommodation in Spain (such as a rental agreement, property deed, or invitation letter).

What Do You Need to Apply for This Authorisation for the First Time?

If you are already in Spain and wish to submit an initial application for a non-lucrative residence permit, you must prepare the following:

  • A valid and complete passport.
  • Proof of financial means showing you can reside in Spain without working. The required amount is generally 400% of the annual IPREM for the main applicant, and 100% for each additional family member.
  • Private health insurance with full coverage in Spain, without copayments.
  • Criminal record certificate from your country of origin and from any country where you have resided in the past five years.
  • Certificate of registration (“volante de empadronamiento”) if residing at an address in Spain.
  • Sworn translations and legalisations, where applicable.

Remember that the application file must be complete, formally correct, and submitted within the appropriate deadlines. An incomplete or improperly submitted application may be archived, deemed inadmissible, or outright rejected.

What If You Already Hold This Permit and Need to Renew It?

The renewal of a non-lucrative residence permit may be submitted within the 60 days prior to its expiration and up to 90 days afterward. However, late submissions can lead to administrative consequences.

For the renewal, you must demonstrate:

  • That you continue to have sufficient financial means.
  • That your private health insurance has remained active and uninterrupted.
  • That you have effectively resided in Spain during the previous residence period (evidence of entries and exits from the country may be requested).
  • That you have no criminal record or legal impediments.

Additionally, you will need to provide a copy of your previous residence permit, updated proof of registration at your place of residence, and renewed supporting documentation as applicable.

Many foreign nationals make mistakes during the renewal process, such as submitting incomplete documentation, providing insurance policies with hidden limitations, or applying outside the legal time frame. These errors may lead to the initiation of residence extinction proceedings and the loss of acquired rights.

Why Choose Us as Your Legal Advisors?

The non-lucrative residence process may seem straightforward, but in practice, most application rejections are due to technicalities: incorrectly prepared documentation, incomplete translations, miscalculated deadlines, or misinterpretations of legal provisions.

In our law firm:

  • ✅ We provide tailored legal advice from the outset, analysing your specific circumstances.
  • ✅ We gather and review all supporting documents, ensuring they meet the requirements set by the consulate or immigration office.
  • ✅ We represent you if you are in Spain, and guide you step by step if you are applying from abroad.
  • ✅ We maintain clear, human, and direct communication at all times.

With our assistance, you increase your chances of success while saving time, money, and unnecessary stress.

What Happens After Obtaining the Residence Permit?

Once your non-lucrative residence permit is granted:

  • You will be allowed to reside legally in Spain for one year, with the possibility of renewing it for an additional two years.
  • You will not be permitted to work, but you may pursue education, make investments, and enjoy life in Spain.
  • After five years of continuous legal residence, you may be eligible to apply for long-term residence status.
  • If your personal or professional circumstances change, we will advise you on how to modify your residence status (e.g., to a work permit).

Real Case Example (Anonymised)

Mikhail, a Russian national with passive income from rental properties, wished to settle in Spain after retirement. Although he had sufficient financial means, his application was initially rejected by the consulate due to an incorrect translation of his bank statement. He came to our law firm, and we submitted a new application with all documentation duly legalised and structured. Within 45 days, his visa was granted, and he now resides in Valencia with complete peace of mind.

Secure Your Future with Expert Legal Guidance

The non-lucrative residence permit is a gateway to a stable and legal life in Spain. But success lies in the details—those that often separate approved applications from denied ones.

📞 Do you want to get it right from the start?
Contact our law firm today and let us help you take this important step with confidence and legal support.

Spanish nationality

How to Obtain Spanish Nationality If You Already Live in Spain: A Clear Guide for Foreign Individuals and Families

“We’ve been living in Spain for years, our children were born here, they go to school, we work, we pay taxes… When will we truly be considered Spanish?”

This is a question we hear daily from people who have spent years building their lives in Spain—with effort, patience, and strong roots. Obtaining Spanish nationality is not just a legal formality: it marks the closure of a migration journey and the beginning of a new stage of stability and belonging.

In this article, we explain all the legal pathways to acquire Spanish nationality, using a clear and accessible approach while maintaining the technical precision these procedures require. We’ll also share real-life cases (with fictional names) to help you relate to the most common situations.

Student Stay Permit in Spain

Switching from Tourist to Student in Spain

Have you arrived in Spain as a tourist or without the need for a visa and now wish to stay for academic purposes? You’re not alone—every year, hundreds of people discover new educational opportunities in our country and ask themselves: Can I stay legally to study? Is it possible to change my immigration status without leaving Spain?

The answer is yes. With proper legal assistance, the process can be much simpler. In this article, we explain step-by-step how to apply for a student stay permit in Spain—even if you entered as a tourist or without a visa—and how a lawyer in Barcelona specialized in immigration law can help you avoid errors and surprises.

What is a Student Stay Permit and Who Can Apply?

The student stay permit is an administrative authorization that allows foreign nationals to remain legally in Spain for more than 90 days with the purpose of pursuing full-time studies at authorized institutions. This legal framework is regulated by Article 37 of the Spanish Immigration Regulation (amended by Royal Decree 629/2022 and updated by RD 629/2024).

This is a commonly used option by international students who wish to pursue:

  • University undergraduate degrees, official master’s degrees, or doctoral programs.
  • Intermediate or higher vocational training (FP).
  • Specialization courses at accredited universities or institutions.
  • International mobility programs, including non-university ones.
  • Language education in certified schools.

Who Can Apply?

This authorization may be requested by those who:

  • Entered Spain with a short-term visa (Schengen tourist visa type C).
  • Come from countries exempt from Schengen visa requirements, such as Ukraine, Georgia, Argentina, Chile, Colombia, Brazil, among others.

This means that it is not mandatory to apply for a student visa from your country of origin, provided that you comply with the legal deadlines from the date of entry into Spain.

📌 Important: If you entered without a visa due to exemption or with a tourist visa, you must file your application within the first month of your arrival in Spain. Late applications will not be accepted if you are in irregular status.

Applicable Legal Framework

Article 37 of the Spanish Immigration Regulation (RD 557/2011) expressly provides that:

“Foreign nationals who are legally present in Spain may apply for the student stay authorization, provided they do so within the first month of their entry and meet the requirements set forth in this regulation.”

This rule was reinforced by the reform published in the Official State Gazette (BOE) in 2024, which further simplified the process of modifying the student stay to a work and residence permit, and expanded the range of eligible educational programs, including certain private technical or vocational courses as long as they are authorized.

2. Enrollment in an Authorized Educational Institution

A fundamental pillar for applying for a student stay permit in Spain is being enrolled in an officially recognized training center by the Spanish educational authorities. This requirement is not merely formal—the type of course and institution will determine whether your application is accepted or rejected.

What Type of Education Is Accepted?

To be accepted by the Immigration Office, your education must meet these essential criteria:

  • It must be in-person or blended with mandatory attendance. Fully online courses are not valid.
  • It must be delivered by an authorized institution in Spain—be it a university, business school, vocational institute, or accredited language academy.
  • It must include a minimum of 20 hours of classes per week. This proves that your primary purpose is studying, not engaging in other activities.

What Types of Courses Are Admitted?

The following are generally accepted:

  • Official undergraduate, master’s, and doctoral university programs.
  • Intermediate or higher-level vocational training programs.
  • Spanish or other language education in schools certified by the Cervantes Institute.
  • Private technical or professional programs, provided they are duly accredited.

⚠️ Attention: Not all private institutions or academies meet the necessary criteria. Before enrolling, consult with a lawyer to ensure that your program is recognized by the Immigration Office.

Real-Life Example

María, a citizen of Georgia, arrived in Barcelona visa-free. She wanted to specialize in digital marketing and enrolled in a master’s program at a recognized business school. With her enrollment, proof of payment, and sound legal advice, she was able to apply for a student stay permit from within Spain, without needing to return to her country.

3. Proof of Sufficient Financial Means

One of the key aspects reviewed by the Immigration Office when evaluating your application is whether you can financially support yourself during your entire stay in Spain without needing to work.

To demonstrate this, you must prove that you have enough resources to cover living expenses, housing, transport, academic materials, and unforeseen costs.

How Much Money Do You Need to Show?

The financial requirement is based on the Public Indicator of Income for Multiple Effects (IPREM). According to current regulations (amended by RD 1155/2024), you must show at least 100% of the annual IPREM, which in 2025 equals approximately:

💶 €7,800 for a full academic year (or about €650/month).

This amount may vary depending on the duration of your studies and increases if you apply to bring family members with you.

How Can You Prove These Funds?

You may submit any of the following:

  • Bank account in your name with sufficient accessible funds.
    • Can be from a Spanish or internationally recognized bank.
    • It’s advisable to include a recent statement of account activity.
  • Economic sponsorship letter from parents or relatives, including:
    • Copy of the sponsor’s passport or ID.
    • Bank certificate showing sufficient funds.
    • Sworn translation if the documents are in a foreign language.
  • Official or private scholarship, if it fully or partially covers your costs.
  • Proof of payment for your course and accommodation, if already prepaid.

Our advice: If you rely on a family sponsor, ensure all documents are properly legalized and translated. The Immigration Office is very strict with financial proof.

What Happens If You Fail to Prove Sufficient Means?

Failure to prove financial solvency is one of the most common causes of denial. This is why professional support is vital—well-prepared documents can make the difference between approval and rejection.

4. Private Health Insurance

Having adequate private health insurance is another mandatory requirement for obtaining a student stay permit in Spain. Not just any policy is acceptable—immigration authorities demand specific coverage conditions.

What Must the Insurance Include?

According to the regulation (as modified by RD 1155/2024), the health insurance must:

  • Cover the entire duration of your stay without gaps or waiting periods.
  • Exclude copayments—meaning you cannot share the cost of medical services.
  • Offer coverage equivalent to Spain’s public healthcare system, including primary care, emergencies, hospitalization, diagnostic testing, and specialist treatment.

🚫 Travel insurance policies with limited coverage, deductibles, or exclusions are not valid for this purpose. Many applications are rejected due to reliance on inadequate low-cost policies.

Which Insurers Are Accepted?

Although there is no official list, it is recommended to contract policies from well-known Spanish insurers experienced in student coverage. Among the most accepted by the Immigration Office are:

  • Adeslas
  • Sanitas
  • Asisa
  • Mapfre (specific no-copay policies)
  • DKV

The policy must clearly state the following:

“Insurance with no waiting periods, no copayments, full coverage during the stay in Spain, and equivalence to the Spanish public health system.”

Should the Insurance Be Contracted Before Applying?

Yes. The insurance must be active at the time of submission and must cover from the first day of the intended stay. It is also recommended to submit proof of full payment of the policy.

5. Criminal Record Certificate

If your course lasts longer than six months—which is common for master’s programs, university degrees, vocational cycles, or annual language courses—you must provide a criminal record certificate issued by the authorities of your country of origin or the country where you have resided during the last five years.

This document is required to demonstrate that you do not pose a threat to public order or safety in Spain.

Requirements for the Certificate:

To be accepted by the Immigration Office, the certificate must:

  • Be issued by the competent authority (ministry, prosecutor’s office, national police, etc.).
  • Be legalized or apostilled according to the country of origin:
    • If your country is part of The Hague Convention, the Apostille of The Hague will suffice.
    • If not, consular legalization is required.
  • Include an official sworn translation into Spanish, carried out by a certified translator in Spain or the competent embassy/consulate.
  • Be recent—issued within 90 days prior to the application submission date.

📌 Advice: Don’t wait until the last minute to request this document. Processing can take weeks, especially if you are abroad or need additional legalizations.

What Happens If It’s Missing?

Failure to submit this document, or submitting it with defects, is a common reason for official requests or even outright denial. Our firm will help you determine whether your course requires this certificate and how to obtain and validate it properly from day one.

6. Medical Certificate

If your student stay in Spain exceeds six months—which applies to most master’s degrees, university programs, vocational training, or annual language courses—you must also submit an official medical certificate.

This document proves that you do not suffer from any of the diseases listed in the International Health Regulations of 2005, meaning you do not pose a public health risk to Spain.

What Must the Certificate Contain?

  • It must be issued by a licensed medical professional in your home country or country of residence.
  • It must explicitly state: “The applicant does not suffer from any diseases that may have serious public health implications according to the International Health Regulations of 2005.”
  • It must be duly legalized or apostilled depending on the country of issue.
  • It must be accompanied by a sworn Spanish translation if written in another language.
  • It must be recent—no older than 90 days before submission.

📌 Practical Tip: Start the process early. In many countries, obtaining this certificate requires a doctor’s appointment, medical tests, and administrative waiting times. Ensure the wording is accurate and complies with Immigration Office standards.

Not providing the medical certificate when required can result in delays or even rejection. Our office ensures that no key document is missing from your file.

Additional Documentation to Strengthen Your Application

Although the Immigration Regulation does not require some documents explicitly, in practice we know that submitting a complete and well-justified file significantly increases the chances of a favorable outcome.

Here are some additional documents we recommend:

1. Proof of Accommodation

Demonstrating where you will reside provides certainty to the Immigration Office.

Acceptable documents include:

  • Rental contract in your name.
  • Local registration certificate (empadronamiento) if already registered at an address.
  • Invitation letter or signed authorization from the person hosting you, with a copy of their ID or residence card.

2. Letter of Motivation

A short personal letter explaining your reasons for studying in Spain, your interest in the chosen course, and future plans. It shows academic commitment and coherence.

3. Language Proficiency Certificate

If the course is taught in Spanish, we recommend submitting an official language certificate (DELE, SIELE, etc.), especially if Spanish is not your native language.

4. Previous Academic Record

A summary of your previous education, obtained degrees, or certificates helps to demonstrate that your new course logically continues your academic path.

5. Proof of Continuous Financial Solvency

If you use a bank account as proof of funds, it’s useful to also submit:

  • Bank ownership certificates.
  • Recent account activity statements.
  • Proof of regular income or employment of your financial sponsor.

🧾 Professional Tip: A well-documented application—even beyond the minimum requirements—can help resolve your case faster and avoid additional requests from the authorities.

Why Having a Lawyer in Barcelona Makes a Difference

Applying for a student stay permit in Spain might seem simple at first... until you face confusing forms, shifting requirements, rejected documents, or strict deadlines.

In our experience, more than 40% of denials we handle are due to avoidable errors made by applicants who tried to file alone. Immigration law is technical, frequently updated, and each case requires individual analysis.

With our legal support:

  • ✅ We prevent errors that can cost you time, money, or your chance to study in Spain.
  • ✅ We tailor your application based on your nationality, course type, financial profile, and migration history.
  • ✅ We respond to official requests promptly, preventing your file from being blocked due to lack of response or poor argumentation.
  • ✅ We represent you legally before the Immigration Office, defending your interests at every step.
  • ✅ Most importantly: we provide peace of mind, with a seasoned legal team experienced in immigration procedures from Barcelona.

📍 Our law firm is based in Barcelona, but we also assist students across Spain via video consultations. We speak your language and understand your concerns.

Do You Want to Study in Spain Without Legal Complications?

Studying in Spain could be the beginning of a new journey: education, opportunities, personal and professional growth. But that first step—obtaining your student stay permit—can be challenging without proper support.

At our immigration-focused law firm in Barcelona, we help you handle your application without mistakes, confusion, or needing to return to your country. We manage the entire legal process so that you can focus on what matters most: your academic future.

📌 We offer:

  • Personalized consultations in Barcelona or via video call.
  • File review and submission with professional legal assistance.
  • Clear communication, prompt service, and ongoing updates.

Don’t leave your project to chance. Trust a team with experience, empathy, and full commitment to your case.

👉 Contact us today to schedule your first consultation

With the right support, everything becomes easier. We listen, guide, and accompany you every step of the way.

Immigration advisory in Spain and Barcelona

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Whether you need a temporary, permanent, or exceptional residence permit, at ExLege Abogados we manage the entire process. We handle document collection, application submission, and follow-up of your file, ensuring that all legal requirements are met. Additionally, we offer personalized advice to address any questions you may have during the process, and we stay in touch with you to keep you informed about the progress of your application, making sure that everything is carried out efficiently and without issues. Our goal is to provide you with a stress-free experience and to accompany you at every stage of the process until you obtain your residence.

Digital nomad visa in Spain

Get your digital nomad visa in Spain with ExLege Abogados

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